A pre-approved unsecured loan is an instant loan center for chosen clients.

A pre-approved unsecured loan is an instant loan center for chosen clients.

This doesn’t need any security or collateral. If somebody features a credit that is good, he or she becomes entitled to a pre-approved personal bank loan. It has a processing that is quick and loan gets disbursed in moments.

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Key features

  • Disbursal in 3 seconds* – you can get funds directly into your account in just 3 seconds if you are an ICICI Bank customer and also eligible for a pre-approved loan*
  • Minimal paperwork – Pre-approval Personal Loan at ICICI Bank is just a hassle-free procedure which calls for zero or minimum documents for loan approval
  • Least processing time – The pre-approved loan clients take pleasure in the processing time that is least for disbursal of loan
  • No Security/ Collateral required – ICICI Bank provides pre-approved Personal Loan to chosen clients without the safety or collateral
  • Versatile Repayment – At ICICI Bank, pre-approved personal bank loan clients enjoy versatile payment scheme enabling clients to decide on tenure and level of their option. This is why loan repayment really simple and hassle-free for the clients.


ICICI Bank pre-approved Personal Loan is generally speaking agreed to customers having an excellent credit score or who possess a clear tabs on repaying their dues. Additionally, it is agreed to clients whether they have no credit score talking about parameters like earnings and saving history. You can log in to Internet Banking using iMobile app or through www. Icicibank.com to check your eligibility if you are an ICICI Bank customer.

Amount and Tenure

The Personal that is pre-approved Loan varies for each person. The maximum amount that is pre-approved get as much as Rs 20 lakh* which considers customer’s credit rating in addition to loan payment period. To settle the mortgage, you can easily decide for tenure including two years to 60 months which could make the mortgage payment procedure simple for ICICI Bank clients.

Test Unsecured Loan Calculation

Loan Amount Rs. 1,000,000
Rate Of Interest 11.25percent per year
Loan Term 60 Months
Monthly EMI Rs. 21,867
Processing Fees 1.25percent of loan amount plus GST

*The values shown are for representation purposes just. Real values may vary.

How exactly to use?

It is possible to make an application for ICICI Bank Personal that is pre-approved Loan simply 4 steps:

Step one: Fill the application form form:

  • Apply through iMobile www. Icicibank or app.com
  • Look at the ICICI that is nearest Bank branch

Step two: pick your needed loan amount and tenure.

Step three: Amount will likely be credited for your requirements.

What exactly is pre-approved Personal Bank Loan?

A pre-approved unsecured loan is generally provided by banking institutions to clients that have a track that is clean of repaying their dues. It is offered by reduced interest levels. It’s also available in instance consumer doesn’t have credit rating foundation parameters like earnings and savings history.

What is the pre-approved quantity that could be sanctioned?

That is predicated on your credit loan and history payment track. ICICI Bank provides amount that is pre-approved to Rs 20 lakh.

How to make an application for a loan that is pre-approved?

You can easily use through ICICI Bank internet site, ICICI pierre money mart Bank iMobile app or ICICI Bank ATM or simply SMS PL to 5676766.

Just how do I repay the pre-approved loan?

You are able to repay the mortgage in Equated Monthly Instalments (EMIs). For those who have an ICICI bank-account, you are able to mandate us to directly debit exactly the same through automobile debit mandate or you have actually an alternative banking account, then through NACH mandate.

Just just How enough time does it just just take for pre-approved loan approval and disbursal?

Pre-approved loans are instant loans that are approved need just 3 seconds* for disbursal.

Do i want safety to avail of Instant Personal Loan?

No, there is absolutely no dependence on protection or guarantor for the Personal that is pre-approved Loan.

*The loan quantity is going to be credited upon conclusion regarding the online verification and acceptance of last offer.

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